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Articles for Home Buyers

Getting pre-qualified to buy a home in Idaho

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Written by Ed Byington   

Many home buyers don't realize that it's best to get pre-qualified for a loan rather than pre-approved. There's a big difference between pre-qualification and pre-approval when it's time to get serious about buying a home.

Sometimes understanding the distinction can make the difference between getting the home you want at the price you want it for and having to settle for something less. One gives the seller a great deal more confidence in your ability to close escrow, which is the purpose of both types of documents.

If you're interested in buying a home in Idaho soon, please give me a call and I can give you some helpful pointers: (208) 866-8560. 

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Making Credit Purchases Before Buying a Home

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Written by Ed Byington   

If you are a home buyer, it's very important to try to refrain from making major credit purchases before buying a home.

What many real estate buyers don't realize is that the monthly payments you are making for those credit obligations can dramatically decrease the size of loan you qualify for by a ratio of about 100:1. That's a large amount of home buying power you're giving up when you decide to make credit purchases before buying a home.

If you're thinking of buying a home in Idaho soon, give me a call so I can help you get prepared: (208) 866-8560

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Is this a good time to buy Idaho real estate?

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Written by Ed Byington   

There are three main types of real estate markets—a cold market (buyer's market), a normal market, and a hot market (seller's market). My experience representing buyers of Idaho real estate covers all three.

If you are are considering buying a home in Idaho, please talk to me to get up to the minute information information on the local Idaho economy and Idaho real estate market that can help you give you an advantage when it comes time to find your new home and make an offer on it.

I follow the Idaho MLS statistics closely to be able to give my clients knowledgeable advice for buying Idaho real estate in any real estate market.

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Why Buy Idaho?

  1. The Idaho real estate market is stable and strong
  2. There is never a bad time to invest wisely in real estate
  3. There are some incredible values on the market
  4. The Idaho market has strong commercial investment
  5. The Idaho economy and job market is strong

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